INSPIRING you to CREATE your financial FUTURE.

  • (03) 9602 0888

INSPIRING you to CREATE your financial FUTURE.

  • (03) 9602 0888

We help you plan and achieve your financial goals...
Whatever your life stage.

Our industry experts offer advice on:

Ageing assistance

Retirement planning

Account based pensions

Estate planning

Investments

Protecting your wealth

Debt management

Personal insurance

Business insurance

Self managed super funds

Personal super

Corporate super

Call us now on (03) 9602 0888 to book your free initial consultation or scroll down to find out more on how we can help you.

How We Can Help You

With a strong team of experienced financial advisers and support staff, we provide you with the most appropriate advice tailored to your situation.

Select one of the following to find out more. Prefer to talk to someone? Call us now on (03) 9602 0888 to find out how we can help you.

Home Loan Solutions

In addition to the above we can refer you to the team at Hotham Home Loans who will be able to arrange a pre-approval for that new home, find the best mortgage for you and/or review your existing arrangements to make sure you are getting the best rate in this very competitive environment.

Call (03) 9602 0899 to Find out More

Who We Are

We strive to deliver peace of mind to our clients by providing a clear sense of direction in planning, managing and maintaining their finances to secure their future wealth.
Professionals walking.

Expert financial advisers dedicated to helping you.

Leverington Financial Group provides specialist strategies and solutions for all aspects of your financial lives including superannuation, retirement planning, wealth management, insurance, investments and Aged Care.

We specialise in managing the superannuation funds for corporate clients working closely with employers and group Insurances. We also provide education and advice to employers and their staff.

Latest News

Read our latest news articles, filled with handy hints and useful information.
Super growth reducing age pension drawdown

Super growth reducing age pension drawdown

Less than half of new retirees accessed the age pension last year and of those who did, only one-quarter drew a full pension, according to new research from annuity provider Challenger, which claims superannuation is working on a mass scale.

Read More

Big four firm outlines new financial year checklist for SMSFs

Big four firm outlines new financial year checklist for SMSFs

With the new financial year starting, one of the big four accounting firms has highlighted the key areas on which SMSF professionals should focus their attention for SMSF clients.

Read More

Asset allocation as you age

Asset allocation as you age

How age changes investing preferences.

Read More

Consolidate your super and save

Consolidate your super and save

If I offered you a year's pay for an hour or so of work, you would probably jump at the opportunity.

Read More

Client Resources

Use these free online tools to create budgets and manage your finances.

Contact Us

Contact us now for comprehensive financial advice from industry experts.

Contact Details

  • Phone:
    (03) 9602 0888
  • Fax:
    (03) 9602 0880
  • Email:
  • Address:
    Level 8, 99 Queen Street, Melbourne VIC 3000
  • Office Hours:
    9AM to 5PM, Monday to Friday
    After hours appointments are available upon request.

Send Your Enquiry

  • Location via Map

Aged Care Assistance

Elderly couple meeting advisor about aged care assistance.

All stages of life benefit from financial planning irrespective of whether you plan this yourself or seek professional help. Aged Care is no different because individual needs in this regard vary significantly and with increased government involvement, in most cases, it is very complex as well.

Many elderly people aim to remain independent and live in their own homes and there are many services that we can help organise to ensure this option generates the best outcomes. But in some cases this isn't possible. You may be faced with the difficult decision of helping your parents move to another residence where their wellbeing can be better supported. We can help with these often complicated moves, including, in some cases, the organisation of input from your accountant and lawyer.

We will also look at the structure of your parents' assets to maximise Centrelink aged-care and health-care benefits.

At Leverington Financial Group we can provide the time and expertise that will help both you and your parents end up with the best assistance possible.

Contact us now to find out more on how we can help you with aged care assistance. Call us now on (03) 9602 0888 or email .

Retirement Planning

Senior couple discussing retirement planning.

During one’s working life most time is spent at work, raising children and paying off a mortgage. There is always an employment income to make ends meet.

Retirement planning is about the lifestyle you will have after you stop working and focuses on issues such as how much superannuation is enough, taking a super pension, claiming the Age Pension, making superannuation contributions while receiving a pension from a super fund, estate planning and looking after your family.

Also, with increasing life expectancy, rising costs and, often, debt still to be cleared retirement planning becomes even more important.

However, it is seen time and again that those who plan for retirement, the earlier the better, are more likely to enjoy a lifestyle in retirement based on their own terms and not those of someone else. Results also show that obtaining professional help during the pre-retirement years further improves the probability of attaining your retirement objectives.

At Leverington Financial Group we can provide the time and expertise that will help you implement the best pre-retirement plan possible.

Contact us now to find out more on how we can help you with planning your retirement. To start, simply call us on (03) 9602 0888 or email .

Estate Planning

Senior couple with estate planning.

Your estate is made up of everything you own. This includes your home, property, furniture, car, personal possessions, business, investments, superannuation and bank accounts. Firstly, having a legally valid will is extremely important, as without one it is called 'dying intestate'. This can be costly and create added stress for loved ones at an already difficult time.

You may think that having a current will outlines what will happen to your estate should you die or become unable to manage your affairs. Unfortunately, for those with more complex financial structures this may not be the case at all.

To make sure your affairs are in order an Estate Plan will:

Leverington Financial Group would welcome the opportunity to discuss how we can help ensure your estate is organised to ensure your plans are implemented as you wish.

Contact us now to find out more on how we can help you. To get started, simply call us on (03) 9602 0888 or email .

Self Managed Super Funds

Managing a self managed super fund (SMSF).

Self-Managed Superannuation Funds (SMSFs) can be an ideal strategy for many individuals; families and small business owners for building tax effective wealth and protecting assets over time. SMSFs are becoming popular for those who are ready to take control of their own super investments as they give you ultimate control and flexibility to manage your retirement benefits.

It must be noted though, that you will have increased responsibilities as a trustee of the fund. As a SMSF Trustee you need to keep up to date with all required regulations and keep up with the fast paced financial markets.

Leverington Financial Group can work with you to understand your personal financial situation and decide whether a SMSF structure is appropriate for you. We will also make sure your assets are invested in the most effective way to maximise your retirement benefits.

It is generally agreed that there are a number of benefits of an SMSF but it is important that you also understand that an SMSF may not suit your situation, see below for some of the reasons why.

Benefits

Disadvantages

Running and managing a SMSF may not be suitable to everyone. For example, many of the advantages are also a disadvantage. Costs may be relatively high, there can be too much flexibility for prudent investing, remaining on top of trustee responsibilities can be complex and time consuming, and poor personal knowledge of the investment landscape can have serious consequences.

Should you wish to consider establishing a SMSF then we can help with:

Leverington Financial Group would welcome the opportunity to discuss how we can help maximise your opportunities to grow your wealth through a Self Managed Superannuation Fund (SMSF).

Contact us now to discuss how we can assist you: call (03) 9602 0888 or email .

Personal Super

Putting money away for personal super.

Taking an early and active interest in your superannuation is critical to ensuring you maximise the benefits of growing this important asset. Many of you will have a superannuation scheme through your employment but increasing numbers are starting their own Self Managed Super Fund (SMSF).

The income you have available for your retirement will depend on factors such as your accumulated assets and expectations about your lifestyle in retirement. Unfortunately for many, simply relying on employer contributions may not be enough and you may need to look at strategies such as additional contributions or salary sacrifice.

It is always best to start saving and planning for your retirement as early as you can. Leverington Financial Group can help you implement the right strategies to help you achieve your long term financial objectives.

Contact us today to discuss how we can work together: call (03) 9602 0888 or email .

Personal & Business Insurance

Father cleaning insured car with his daughter by his side.

Life insurance isn’t just a cost, though it often feels like it. It is peace-of-mind that should a nasty surprise happen in your life then the consequences are covered for you and your family. Insurance provides you with the ability to manage the financial and emotional impact of some of the more drastic surprises, whether personally or in your small business.

Insurance can’t replace a loved one but it can help reduce the financial burden by providing the capital to ensure your family has choices.

If you answer yes to any of the following questions then you should ensure you have adequate insurance. Many Australians are underinsured and the results can be very serious for families should there be a death or serious injury.

  1. Do you have a mortgage?
  2. Do you have school fees?
  3. Do you have any personal loans?
  4. Do you have any credit card debt?
  5. Do you have dependents?
  6. Would your financial position be affected if you were to suffer from an illness or injury?
  7. Do you want to have enough capital to look after your dependents if you were unable to care for them for an extended period of time or perhaps indefinitely?
  8. How would your business cope if your key people were unable to work?

We understand that it can be difficult determining the type and level of cover you might need, let alone choosing an insurer. We can assist by helping you determine your needs and recommend an insurer that is right for you.

Contact us today to discuss how we can help you: call (03) 9602 0888 or email .

Building Wealth - Investments

Investments.

Investing your hard earned savings can be complex to manage and benefit from. There are many issues such as levels of risk, market timing, asset classes, and your own goals, objectives and preferences that need to be considered. Even getting started is difficult but this is where we have the time and expertise to help you.

Even after initial investments are made there are important issues that need to be addressed such as monitoring, buy/sell decisions, tax considerations, and when to take a loss or profit. In addition, there is a huge amount of investment information and spruiking that can easily lead you in the wrong direction with unwanted consequences.

Market volatility simply makes the situation harder and can often lead investors into emotive and rushed decisions.

Having a proper investment plan is very important and the sooner you implement it the sooner you can grow your wealth. We can help you develop a financial plan and provide advice that will help overcome the issues raised above.

At Leverington Financial Group we can provide the time and expertise that will help you invest wisely and prudently. Contact us today to discuss how we can work together: (03) 9602 0888 or .

Corporate Super & Group Insurance

Corporate super and group insurance.

Choosing a superannuation fund for your business can be daunting. How do you know if you have made the right choice for your business and your employees?

Do your employees have adequate Insurance Protection?

How does Employee Group Insurance work?

We can assist you to source a flexible and cost effective Superannuation fund that will provide your Employees with valuable member benefits by providing the following services:

We can review your existing superannuation plan to guide you through the increasing maize of regulatory requirements.

Contact us now by calling (03) 9602 0888 to discuss your corporate super and group insurance needs.

General Calculators

Enjoy these free tools supplied by MoneySmart - a great resource for general financial information. Please contact us if you have any questions from the results of using these calculators.